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Injuries aren’t just painful—they can also be expensive. If you were seriously hurt through no fault of your own, you likely need extensive medical treatment, and you may be disabled and unable to work for weeks, months, or even years. The costs associated with your injury can quickly add up, and that’s what causes many victims like you to seek compensation via personal injury claims. 

Filing a personal injury claim is an effective way to get damages for things like medical bills and lost wages, but where does the money come from? Some victims are hesitant to file claims, especially when their accidents or injuries were caused by people they know, such as family members, friends, or co-workers. At Dudley DeBosier, we understand this hesitancy, and our Louisiana personal injury lawyers want to help victims like you better understand the legal process.  

How Personal Injury Claims Typically Work 

When an activity or profession carries risks, the people involved are typically required to purchase insurance to protect themselves and any others who may be at risk of injuries. That’s why drivers in all 50 states must purchase auto insurance and why almost all employers nationwide must carry workers’ compensation insurance.  

In most cases, injured victims file compensation claims against at-fault parties’ insurance providers. They may even be able to file claims against their own insurance policies for additional compensation or if the at-fault parties aren’t adequately insured.  

In other cases, victims may file compensation claims against larger parties, including businesses, corporations, and even governmental agencies. Examples of these types of claims include defective product injuries, defective drug injuries, or auto accident injuries caused by defective roads. 

Rarely, victims may file claims against at-fault parties in a more direct fashion. These claims can include situations where at-fault drivers don’t carry adequate auto insurance coverage or if they acted maliciously or with an intent to cause victims harm.  

Our Lawyers Will Do What’s Right for You and Your Family 

Your injury claim is unique, and it’s important to have a law firm on your side that understands your situation and the facts of what happened. While most personal injury victims get compensation from at-fault parties’ insurance policies, that’s not true in all cases.  

Our legal team can investigate your injury, analyze the parties involved, and determine a path forward that maximizes your chances of getting full compensation. Contact us today for a free consultation.  

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