What’s the Difference Between Workers’ Comp and Social Security Disability?

by Dudley DeBosier | February 17th, 2020

If you recently suffered an injury or illness that put you out of work, you need a way to replace your lost paychecks. For many people, workers’ compensation and Social Security Disability (SSD) are the two solutions that come to mind, but they may not know which one is right for them or the differences between the two programs.

Both programs are designed to meet the same need: providing income for people who can’t work due to health problems, illnesses, or disability. But that’s where the similarities end. There are significant differences between the two, and having an advocate on your side who understands those differences and which one is right for you is essential.

At Dudley DeBosier, our Louisiana workers’ comp and SSD lawyers handle both types of claims, and that means we know the intricacies of initial applications and appeals when claims are denied. Don’t go it alone when it comes to getting compensation that your family needs during this difficult time. Get our legal team on your side, and let us work hard on your behalf.

Workers’ Comp vs SSD: How Do You Know Which is Right for You?

You’ve probably met people who have received either workers’ compensation or SSD benefits. You may even know people who have received both, whether at different times or the same time. Learning which one you need or are eligible for requires an understanding of both programs.

To get a crash course on the differences between workers’ comp and SSD benefits, check out the infographic below.

There are other differences between these two income-replacement programs, and our legal team is ready to help you understand those differences. Don’t proceed without an experienced legal advocate on your side, as you may risk pursuing the wrong type of benefits or losing out on money you deserve.

We’ll Help You Avoid Common Workers’ Comp and SSD Pitfalls

Although there are many differences between workers’ comp benefits and SSD benefits, they share one thing: how difficult they are to get.

Both the Louisiana Worker’s Compensation Board and the Social Security Administration are notoriously difficult and strict when it comes to approving both initial applications and appeals. The wait times can also be long, which can mean months or years without the money you need. You don’t have time to wait for a long, drawn-out process, and you shouldn’t have to deal with rejections over minor details or oversights.

Our lawyers know the ins-and-outs of both systems, and we’ll work hard to make sure your claim or appeal is accurate, complete, and filed on time. When you contact us, it’s our goal to get you as much money as possible, as quickly as possible—all while answering your questions and addressing your concerns. That’s the Dudley DeBosier Difference. Contact us today for a free consultation.

SSD Benefits Eligibility for Disabled Children

by Dudley DeBosier | January 24th, 2019

Most people who receive Social Security Disability (SSD) benefits are adults who suffered injuries or illnesses that prevent them from working like they used to. But SSD benefits are also available to children who suffer from disabilities, especially if they come from families with little to no income or resources.

Children must meet the following requirements to receive SSD benefits:

  • Physical or mental limitations—Children who have limitations that prevent them from participating in daily activities that are normal for other children may be approved for SSD benefits.
  • Long-lasting or lifelong conditions—SSD benefits are only awarded to children whose conditions have lasted, or are expected to last, at least one year or until their deaths.
  • Younger than 18 years old—All children who meet the above criteria and are under the age of 18 may be eligible to receive SSD benefits. Children older than 18 can apply for Disabled Adult Child Benefits if their disabilities began before they turned 22 years old, they’re not married, or if one of their deceased parents received SSD benefits before their deaths.

Additionally, academic records must be reviewed and questionnaires must be completed to determine the child’s levels of functioning and the limitations they face.

Need Help with Your Child’s SSD Claim? Call Dudley DeBosier.

Whether you’re applying for SSD benefits for yourself, a spouse, or your child, it can be beneficial to have a law firm on your side that can guide you through every step of the process.

Our Louisiana SSD benefits lawyers understand what you’re going through, and we know how the Social Security Administration reviews and approves claims. Call us today for a free consultation.

These 5 Questions Help Determine Your SSD Eligibility

by Dudley DeBosier | July 25th, 2018

If you’re suffering from an illness or injury that prevents you from doing your job, you may be wondering if you are eligible for Social Security Disability (SSD) benefits. Our lawyers know that finding the information you need about getting SSD benefits can be complex and confusing. That’s why we’ve prepared a graphic to help you better understand how the Social Security Administration determines who is eligible to receive benefits.

Don’t Give Up—Get a Free Consultation Now

Our lawyers understand that every disability benefits case is different. Whether you’ve already been denied SSD benefits, you need help filing, or you aren’t sure if you’re eligible, Dudley DeBosier wants to help. Contact us now for a free initial consultation.