When you’re injured on the job, the workers’ compensation system can feel impossible to understand, and the whole process can seem overwhelming. You don’t need that stress while you recover from an injury. At Dudley DeBosier, our experienced Shreveport workers’ compensation lawyers are here to guide you through the process and fight for the benefits you deserve.
Contact us today for a free consultation.
Understanding Workers’ Compensation
Workers’ compensation is a crucial safety net for employees injured on the job. However, the process to use that safety net often requires an experienced workers’ compensation lawyer to navigate.
Here’s what you should understand about taking the next steps toward securing your hard-earned benefits.
What Workers’ Compensation Is
Workers’ compensation is a state-mandated insurance program that provides benefits to employees who suffer work-related injuries or illnesses. In Louisiana, most employers are required to carry workers’ compensation insurance. When an employee is injured, this insurance covers medical expenses, a portion of lost wages, and rehabilitation costs, regardless of who was at fault for the injury.
Who’s Eligible for Workers’ Compensation in Shreveport
In Shreveport and throughout Louisiana, most employees are covered by workers’ compensation from their first day on the job. This includes full-time, part-time, and seasonal employees. However, some exceptions exist, such as certain domestic workers, most real estate brokers, and some independent contractors. Also, federal employees, railroad workers, and longshoremen are covered under separate federal programs.
Common Types of Injuries Covered by Workers’ Compensation
Workers’ compensation covers a wide range of injuries and illnesses that occur during employment. They include:
- Serious injuries from accidents (e.g., falls, machinery accidents)
- Repetitive stress injuries (e.g., carpal tunnel syndrome)
- Occupational diseases (e.g., mesothelioma from asbestos exposure)
- Aggravation of pre-existing conditions due to work activities
- Mental health conditions resulting from excessive work stress or trauma
It’s important to note that injuries sustained while commuting to and from work are generally not covered, unless you were performing a work-related task during your commute. Understanding these basics can help you work through the workers’ compensation system more effectively if you’re injured on the job in Shreveport.
Navigating the Workers’ Compensation Process
If you’ve been injured at work, taking the right steps can make a significant difference in your claim. Below, we share what workers should do from the second they’re injured.
Steps to Take After a Shreveport Work Accident
- Seek immediate medical attention.
- Report the injury to your employer.
- Document the incident and your injuries (take photos of the scene, your injuries, and gather contact information from witnesses).
- File a workers’ compensation claim along with the necessary documentation.
- Contact a workers’ compensation lawyer.
Types of Benefits Available for Injured Workers
Having a clear understanding of your rights and options makes all the difference when trying to maximize your workers’ compensation benefits. Below are the types of benefits available for injured workers.
- Medical Benefits: Coverage for all necessary medical treatment related to your work injury
- Indemnity Benefits: Compensation for lost wages which varies with your level of disability, which can be temporary partial disability, temporary total disability, or permanent disability and supplemental earnings
- Vocational Rehabilitation: Services to help you return to work if you can’t perform your previous job duties
- Death Benefits: Compensation for dependents if a work-related injury results in death
Maximizing Your Workers’ Compensation Settlement
To maximize your workers’ compensation settlement, thoroughly document all your injuries, medical treatments, and related expenses. Keep detailed records of how your injuries impact your daily life and ability to work.
It’s also important to work with an experienced workers’ compensation attorney who can fight to get you compensation for all your current and future medical needs and the long-term effects of your injury. Having one of our workers’ compensation lawyers investigating your case, collecting evidence, and advocating for you in negotiations can help ensure you get the benefits you deserve.
Appealing a Denied Claim in Shreveport, Louisiana
If your workers’ compensation claim is denied, you have the right to appeal within one year from the date of denial.
This process involves filing a disputed claim for compensation with the Office of Workers’ Compensation Administration. As part of the appeal, you may be asked to attend mediation or a hearing before a workers’ compensation judge to present your case and seek a favorable decision.
Again, an experienced workers’ compensation lawyer can help you understand why your claim was denied, collect additional evidence, and build a strong claim on your behalf.
Contact Our Shreveport Workers’ Compensation Lawyers Today
After an injury at work, don’t attempt to navigate the complex workers’ compensation process alone. Our experienced Shreveport workers’ compensation attorneys at Dudley DeBosier are ready to fight for your rights and the benefits you deserve. Contact us today for a free consultation—and let us put our experience to work for you.
